Financial Advice Articles

Lasting powers of attorney

What can I do if I am not able to manage my affairs? You may be worried about what happens to...

Navigating the care system

Navigating the care system As life expectancy increases, so does the impact on ourselves and...

What happens if you don't have a power of attorney?

If you no longer have the capacity to make decisions for yourself and you do not have a power of...

Planning for long term care - Tom's story

Tom is 81 and a widower. A few years ago Tom was diagnosed with dementia, and although initially...

Don't get caught out by the unexpected

Farmers work tirelessly to run an efficient and profitable business and to provide an income for...

Where are all the Independent Financial Advisers?

A dearth of quality Independent Financial Advisers is hampering the expansion plans of one of the...

Trustee investments...take advice

The role of trustee is not to be undertaken lightly, especially as trustees are personally liable...

New face at independent financial advisers

Independent financial advisers in Essex, Birkett Long, has welcomed a new face – financial...

Don't put off organising your financial affairs

The future can seem a long way off; however, the reality, of course, is that it’s not! ...

Protecting your family

As a parent, you want to provide the best for your children and plan for their future.  ...

Bosses give apprentice his dream job

A Basildon young apprentice has impressed his bosses at Essex legal firm Birkett Long so much that...

Silver-service celebration

A celebratory afternoon tea event, complete with cake, at Colchester’s Wivenhoe House Hotel...

Growing and protecting your money - free seminar

If you are looking for good ideas about how to invest and grow your money, Birkett Long, legal and...

Growing and protecting your money

With the Bank of England base interest rate held at a record low level of 0.5% for over four...

How much are mum and dad really worth

As a parent, you want to provide the best for your children and plan for their future.  As...

Workplace pensions auto enrolment

Over the next few years all employers will have to auto-enrol all “eligible” workers...

Faceless financial advice?

On 31 December 2012 the landscape for giving financial advice changed drastically. The Financial...

Lower Risk Investment Opportunities

With the Bank of England base interest rate being held at a record low level of 0.5% for over four...

The financial jigsaw - putting the pieces together

During 2012, Britain slipped into the first double-dip recession since the 1970s – a time...

Invest in your future with help from an expert panel

Seasoned and potential investors looking for investment opportunities and financial advice will...

Flooding: Sink or swim

Over the last few years we have seen widespread disruption and damage caused by flooding. ...

A year in the life of Birkett Long - what we've been up to

With our South Essex office now over a year old, working with clients and business partners is...

Have your cake and eat it

Gifts that mitigate tax As you may have seen on page 1, four brave members of Birkett Long...

Behind every good law firm...is a great accounts team

The Accounts team at Birkett Long looks after the financial management of the firm - a very...

What...or whom...do we need to protect?

We insure our homes, our cars, our phones and our holidays but sometimes we forget to insure...

Lifes inevitabilities

The fact that you will need a funeral is one of life’s inevitabilities.  However, the...

Birkett Long targeting continued growth

Essex law firm Birkett Long has revealed it will be opening a new office in South Essex following...

Workplace pensions

Background   The 2003–2005 Pension Commission reviewed the UK pension system and...

Junior ISAs - April update

The Treasury has announced that the successor scheme to Child Trust Funds (‘CTFs’),...

Pensions liberated

The new tax year marks a new era for pension saving in which the keynote is flexibility. With...

EIS and VCT

One of the negatives for pension savers is the new annual £50,000 limit on contributions,...

More choice over pension

New pension rules - giving greater flexibility to individuals taking retirement benefits - are...

Tax planning in general terms applicable to 2011

Employers should utilise salary sacrifice for their employees making pension contributions to an...

Action before tax year end 5 April 2011

For individuals with a "relevant income" of £130,000 or more (i.e. effected by...

Annuity rule axed

In another major pensions concession by the coalition Government, the requirement that pension...

Annual allowance

The maximum pension contribution on which tax relief is allowed is also changing. With effect from...

ISA limits increased

The Government has announced that the annual ISA investment limit will be increased from...

Lifetime allowance

The maximum value of the pension pot which can be accumulated during an individual’s working...

Venture Capital Trusts

Interest in Venture Capital Trusts ('VCTs') has been subdued for the past couple of years....

Junior ISAs

Following the demise of Child Trust Funds (‘CTFs’), the Government has announced that...

Simpler pension rules

The new coalition Government indicated that it is committed to simplifying pension schemes and...

Making the Most of Your Pension

You save money in your personal pension for the majority of your working life but is the return...

An unusual use of equity release

Graham and Susan had been married for more than 40 years but sadly irreconcilable disagreements...

Solicitor in unique tie-up with Essex gay group

An Essex firm of solicitors has sealed a unique tie-up with a group representing the...

Birkett Long explains the Emergency Budget

George Osborne has just delivered his first Budget as Chancellor of the coalition Government and...

Predictions from Birkett Long ahead of Emergency Budget

1. Capital Gains Tax Q: What is Capital Gains Tax? A: A tax payable on the difference...

Careful Planning - New Tax Laws

Those with taxable income in excess of £100,000 per annum face a significant increase in...

Pensions - How much is enough?

Over the last two decades the pension barometer has swung away from the civil servant “final...

Property investors urged to track mortgage rates

Investors have been urged not to take their 'eye off the ball' when it comes to bagging a good...

Property market 'leading UK out of the recession'

Unemployment in the UK might be at a 12-year high amid the ongoing problems caused by the...

Almost nine in ten borrowers fixing their mortgages

Fixed-rate mortgages have become increasing popular among residential homeowners after borrowing...

Mortgage lending 'too restrictive to meet demand'

Banks need to lend more to meet high demand from potential property buyers and pull the UK out of...

Family keep home after landmark SRB ruling

A family has won a landmark court case that has enabled them to keep their home after they almost...

Poverty levels among UK's elderly "shocking"

A charity has described European Commission figures revealing high poverty levels among over-65s...

Firm urges clampdown on insurance cheats

Honest consumers with genuine insurance claims could be losing out as more people attempt to abuse...

Absence of high LTV mortgages 'causing market stagnation'

The property sector is suffering as first-time buyers (FTBs) remain priced out of the market due...

FTBs warned not to use loans to fund deposits

Using a bank loan to fund a deposit on a property purchase is effectively taking out a 100 per...

Broker: Consumers favouring long-term fixed-rate mortgages

More homebuyers opted for longer fixed-rate mortgage deals in May to protect themselves against...

Start of Year Tax Planning

The early months of the tax year are a good time for savers to think about tax planning for the...

Final salary pension 'crippling' struggling businesses

The CBI has warned that firms struggling to survive the recession risk being dragged down further...

Top Tax Tips

The current 2008/09 tax year will be remembered for an unprecedented series of financial and...

Equity Release

Managing an active retirement can present significant problems for the many people who are blessed...

Year End Tax Planning Checklist

Here is a quick checklist of things you should look at before the tax year ends on 5 April. It is...