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Disputes over what insurance policies do or do not cover are legion, and a recent survey carried out by the British Insurance Brokers' Association is a timely reminder of the risks of not knowing the scope and limitations of the insurance policies you buy.
The survey found that more than one in four directors of small and mid-sized firms say they never read the policy terms of the insurance policies they buy. One in 12 claim they do not even read the policy summary.
The survey also found similarly low levels of attention being given to car hire contract terms and even the terms under which bank accounts are operated.