Income Protection

Income Protection, sometimes known as Permanent Health Insurance, is a key area of personal insurance, yet overlooked by 9 out of 10 people in this country.

The Financial Services Team has considerable experience in the area of Income Protection having recommended suitable products to clients since 1989. Key areas to consider are the Definition of Disability which will apply, the Deferred Period required and the amount of cover needed - our expertise will ensure that these issues are correctly addressed.

I shall always be grateful to you for persuading me to take out that Permanent Health Insurance policy in (I think it was) 1984.  Of course, I didn't really accept then that I would ever need it!  It must be 20 years now since I was first hit by M.E. and that policy turned out to be a real life saver.
Client letter to Alan Goggin

As Independent Financial Advisers we are able to recommend products from a wide cross section of Income Protection cover providers.

  • Income Protection 
  • Redundancy, Sickness and Accident Insurance

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Lead Contacts

Mike Cracknell APFS, ACIB, AIFP
Financial Planning Manager
01206 217384
Alan Goggin Cert PFS, Certs CII (MP & ER)
Financial Planning Manager
01206 217616
Colin Hyoms FCIB, MCMI, Cert PFS
Financial Planning Manager
01206 217614
Nicola Ward DipFA, Cert PFS, CeMAP, CeRER
Associate, Head of Financial Services
01206 217309